The internet can be a wonderful place to exchange information, research things that would have
taken hours in prior years, and meet people you would have never met before the World Wide
Web connected us. Unfortunately, it has also become a haven for scammers. Internet fraud scams
are running rampant, and in order to protect yourself you must be diligent and you must adhere to
some simple rules that will help keep you out of trouble. Here are some of the scams to be wary
of, and how you can protect yourself in the future.
One up and coming scam preys on those who are desperate for a credit card or a loan. These
scams come in the form of emails offering approved credit cards or loans if only the victim will
pay an upfront fee for the credit processing charge, and/or annual fee rate. Of course, there is no
credit card or loan, and the victim is out the money of the fee. If you receive a credit card offer, or
a loan offer, there may be fees attached, but they will always be charged to the credit card itself.
They will not be out-of-pocket charges. Furthermore, be wary of pre-approved loans of any kind.
Lending institutions don’t make money giving money away to poor credit risks. Take time to do a
little research and make sure you don’t fall victim to one of these scams.
Another scam to watch for comes to pass after the victim has posted their resume on one of the
popular internet job sites such as Monster or Career Builder. Following this posting, an overseas
company may contact you, wishing to offer you employment as their American representative.
The job may entail cashing checks and sending along money to their foreign office. Of course, to
accept the job, you must provide plenty of personal information, including your bank account
numbers, so you can get paid. And, of course, there is no such job, and you have just given away
a license to steal from your account. Unless you are confident in the recipient (i.e., they are
established and have a reputation you can bank on), never give out sensitive information over the
Falling victim to an internet fraud scam is easier than it may seem. These scams come in a variety
of disguises, and all of them prey on our desires to attain something that may seem unattainable.
Whether it’s money, a job, or love, these desires are also our weaknesses, and the scammers know
it. If you are diligent, however, and keep your common sense about you, you can avoid being
scammed over the internet, and keep your money in your pocket, rather than the pocket of a